OMB Deposit Rates

Rates Effective:05/19/2014

 
Product Rate APY* Interest Compounding Minimum
to Open
Secure Interest Checking        
$0 - $24,999
.10% .10% Monthly $100
$25,000 & above
.10% .10% Monthly  
         
Secure Relationship Checking        
$0 - $24,999
.20% .20% Monthly $100
$25,000 & above
.20% .20% Monthly  
         
Money Market Checking     Monthly $1,000
Business Money Market Checking     Monthly $1,000
Non-Profit/Public Funds MM     Monthly $1,000
$0 - $24,999
0.20% 0.20%    
$25,000 - $49,999
0.20% 0.20%    
$50,000 - $99,999
0.20% 0.20%    
$100,000 - $199,999.99
0.30% 0.30%    
$200,000 & over
0.50% 0.50%    
         
Business Interest Checking        
$0 - $24,999
.10% .10% Monthly $500
$25,000 & above
.10% .10% Monthly  
         
Non-Prof/Public Fds Int. Chkg        
$0 - $24,999
.10% .10% Monthly $200
$25,000 & above
.10% .10% Monthly  
         
Savings 0.20% 0.20% Quarterly $100
Minor Savings 0.20% 0.20% Quarterly $50
Christmas Club Savings 0.20% 0.20% Annually $10
         
* APY = Annual Percentage Yield 
         
Rates may change on variable rate accounts after they have been opened resulting in a different APY than what was quoted at account opening. In addition, fees on some accounts could reduce the annual earnings. 
         

Rates Effective: 05/19/2014

Penalties may be assessed for early withdrawal - see disclosure for full details.
CD/Compounding Frequency Rate APY ** Minimum
to Open
3 month term /Quarterly 0.20% 0.20% $1,000
       
6 month term /Quarterly 0.35% 0.35% $1,000
       
12 month term/Semi-annual 0.50% 0.50% $1,000
       
24 month term/Semi-annual 0.85% 0.85% $1,000
       
36 month term/Semi-annual 1.10% 1.10% $1,000
       
48 month term/Semi-annual 1.20% 1.20% $1,000
       
60 month term/Semi-annual 1.30% 1.30% $1,000
       
72 month term/Semi-annual 1.30% 1.30% $1,000
       
 
IRA/Compounding Frequency Rate APY ** Minimum
to Open
3 month term/Quarterly 0.20% 0.20% $1000
       
6 month term/Quarterly 0.35% 0.35% $1000
       
12 month term/Semi-annual 0.50% 0.50% $1000
       
24 month term/Semi-annual 0.85% 0.85% $1000
       
36 month term/Semi-annual 1.10% 1.10% $1000
       
48 month term/Semi-annual 1.20% 1.20% $1000
       
60 month term/Semi-annual 1.30% 1.30% $1000
       
72 month term/Semi-annual 1.30% 1.30% $1000
       
       
**APY = Annual Percentage Yield
       
Rates may change on variable rate accounts after they have been opened resulting in a different APY than what was quoted at account opening. In addition, fees on some accounts could reduce the annual earnings.