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Many of us think that long term care planning is about nursing home planning. In truth, few of us make plans to go to a nursing home. Most people want the care they might need right in the privacy of their own home. Long term care planning is chronic care planning. Think of it as an extension of your health care plan.

Long term care funding comes from three sources:

  • Income
  • Assets
  • Insurance

Long term care insurance helps offset the costs of a chronic care event. In short, this type of insurance provides choice and control, which is after all, what we all want out of our financial plans. Contact one of our financial advisors to see if your plans can cover chronic care event.


Old Missouri Financial Services, LLC, is a subsidiary of Old Missouri Bank. Products and services offered are not FDIC insured; are not deposits of, or guaranteed by any bank or by Old Missouri Financial Services, LLC; are not insured by any federal government agency; and involve investment risks, including possible loss of principal.