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Working Capital & Farm Equipment Loans

Additional capital or updated machinery with a farm equipment loan can benefit your farm's growth and give you a competitive edge without eating into your existing capital.

  • Competitive rates

  • Flexible repayment terms

  • Local decision-making & processing

Austin Mooneyham standing in field with farmer discussing farm equipment loans
Young farmer in plaid shirt and ball cap standing next to tractor with hands on hips

Stay Flexible with a Working Capital Loan

Our tailored loans and lines of credit are available with a variety of terms to support your cash or equipment needs.

  • Competitive rates for a constant source of working capital

  • Flexible, short-term loans and lines of credit
  • Flexible repayment terms

  • Helpful loan advisors to guide you every step

Closeup of muck boots walking through field at golden hour

FSA Guaranteed Loans

The Farm Service Agency, a program from the U.S. Department of Agriculture, offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

  • Designed to help new and established family-sized farms receive financing

  • Competitively low rates to meet a wide range of agricultural needs
  • Two types of farm operating loans available
  • Credit approval required

  • Helpful loan advisors to help guide you every step of the way



Get more help

What is the difference between a hard and soft credit inquiry?

What types of credit products does OMB offer?

How do I apply for a loan through OMB?