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We've got the perfect
account for you.

Whether you prefer a high interest rate, cash back on purchases or just the essentials, we have an account that's just right for you.

OMB Checking Accounts

An illustrated animation of a wallet indicating a high-interest checking account BEST RATE

High Interest Checking

Earn up to 2.01% APY* on balances up to $25,000
An Old Missouri Bank animation of a credit or debit card Rewards

Rewards Checking

Get 5% cash back on your monthly purchases.
An Old Missouri Bank animation of an ATM THE BASICS

Classic Checking

Everything you need without the extras.

Compare Our Accounts

OMB HIGH INTEREST CHECKING

OMB REWARDS CHECKING

OMB CLASSIC CHECKING

BEST FOR HIGH BALANCES

BEST FOR DEBIT CARD TRANSACTIONS

BEST FOR THE BASICS

Earn 2.01% APY* on balances up to $25,000

Earn 5.00% cash back on debit card purchases

Free online banking, mobile banking, bill pay, eStatements & debit card

0.10% APY* on balances over $25,000

Cash back earned on up to $200 in purchases monthly

No minimum balance & no service fees

0.10% APY* on balances over $25,000

Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*

Unlimited withdrawals at OMB branches & 36,000 MoneyPass® ATMs nationwide

DEBIT CARD
Old Missouri Bank Personal Debit card mockup

Debit Card Benefits

Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.

  • Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
  • Easily manage with our secure mobile apps
  • Register your card with Mastercard® SecureCode™ for added shopping security

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
Jack Henry Mobile app dashboard mockup

MONEY TIPS

NEED HELP?

More help

What should I do if my debit card is lost or stolen?

How do I change my address?

Where can I find my account number?

How do I order or replace my debit card?

What is my routing number?

How do I place a stop payment on a personal check?

Not sure which account is right for you?