OMB Rewards Checking

You can open an OMB Rewards Checking account by visiting any of our 8 convenient Southwest Missouri locations. You can also request to be contacted by a branch representative.

You have several options to place money in your checking account using these sources:

1. Visit a branch - You can visit any OMB branch and deposit cash or checks inside our lobbies or in our drive thrus.
2. Online & mobile banking - You can transfer funds from existing OMB accounts or accounts at other financial institutions using either online banking or mobile banking. You can also deposit checks directly into your account using the remote check deposit feature in the OMB mobile banking app.

A cash back rewards account is a checking account that refunds a small portion of purchases made with a debit card if certain minimum conditions are met each month. For OMB's Rewards Checking account, those conditions are 12 debit card transactions and 1 direct deposit or ACH. If these conditions are met, you will earn 5% cash back on debit card purchases up to a total of $200 in debit card purchases or a maximum of $10.

No, opening a checking account does not affect your credit score.

If you suspect your account has fraudulent activity, please contact us directly at (417) 869-9000 as soon as possible.

Please visit any of our branch locations or contact us at (417) 869-9000 to dispute a transaction on your account.

Yes, you may close your checking account at any time without penalty. However, it is a good idea to make sure any recurring bill payments or direct deposits have been properly routed to new accounts before doing so.