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Certificates of Deposit

Certificates of Deposit (CDs) are an easy and risk-free way to give your savings a guaranteed lift. Check out our NEW no-penalty CD for even more liquidity in your savings.

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Smiling young couple sitting at counter together open a Certificate of Deposit (CD) on their smart phone

Grow Your Savings Safely Over Time

There’s no need to go to Wall Street. Earn a higher rate than regular savings without risking your hard-earned money.

Certificates of deposit lock away cash at a competitive, fixed rate for a length of time you specify. Simply choose your term — as short as 3 months or as long as 6 years — to lock in your rate and enjoy the power of compounding interest.

Watch Your Savings Grow at OMB

Pro tip: Stagger the maturities of your CDs for added flexibility.

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

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Get More Help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

Not sure which account is right for you?