Grow Your Savings Safely Over Time
Get the security and yield of a traditional CD with the convenience of liquidity.
Typically, CD’s lock away cash at a competitive, fixed rate. With OMB’s no-penalty CD, you have the added flexibility of a one-time early withdrawal without a fee. If rates go up, you can cash out. So don’t be afraid to lock in your money at a great rate — grow your earnings faster and enjoy more liquidity with our no-penalty CD.
Watch Your Savings Grow at OMB
Pro-tip: Keep your money liquid with a no-penalty CD.
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
No-Penalty CDs Explained: How They Work
Want us to contact you about opening one of our CD specials?
Simply select the location you find most convenient and submit this brief form. If you don't know, or live outside Southwest Missouri, that's OK, too! Someone will reach out to you quickly - it's that easy!
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

MONEY TIPS
Impulse Spending: What It Is and How to Combat It
Impulse buying is among the quickest ways to drain your wallet. Here’s an examination of some of the psychology behind it and suggestions on how you can curb the mindless spend.
Money Market vs. CD Accounts
Most of us have heard of both money markets and CDs. So, what are the differences and how do you decide which is better?
7 Tips to Get Kids Interested in Saving Money
As adults, we know just how important money is in our daily life. But how can you get children interested and engaged in saving? These tips can help you teach the kids in your life the value of money and money management.