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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
*APY = Annual Percentage Yield. APYs accurate as of 6/7/2022.
Truth-In-Savings Disclosure:
Rate Information. At our discretion, we may change the interest rate(s) for this account.
The initial rate(s) for your account are:
If your daily balance is less than or equal to $99,999.99, the interest rate paid on the entire balance will be 1.000000% with a(n) annual percentage yield of 1.00%.
An interest rate of 0.250000% will be paid only for that portion of your daily balance that is $100,000.00 or more. The annual percentage yield for this tier will range from 1.00% to 0.25%, depending on the balance in the account.
The interest rate(s) and annual percentage yield(s) may change at any time.
Crediting Frequency. The interest will be credited into this account quarterly.
Compounding Frequency. The interest will be compounded quarterly.
Effect of Closing an Account. If you close your account before interest is credited, you will not receive the accrued interest.
Daily Balance Computation Method. The interest is calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.
Accrual of Interest on Noncash Deposits. The interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks) into your account.
Minimum Balance to Open. The minimum balance required to open this account is $25.00.
Deposit(s) Limitations. You may make an unlimited number of deposit(s) into your account.
Limitations on Frequency of Transfers. During any calendar month, you may not make more than eight (8) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. A transaction fee of $3.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account, including ATM and electronic transactions) in excess of twenty-four (24) per quarter.
Additional Terms. The following additional terms apply to this account: Must have OMB High Interest Checking or OMB Rewards Checking. Limit ONE OMB High Interest Savings account per primary Social Security Number.
Member FDIC