There’s no need to go to Wall Street. Earn a higher rate than regular savings without risking your hard-earned money. CDs lock away cash at a competitive, fixed rate for a length of time you specify. Simply choose your term — as short as 3 months or as long as six years — to lock in your competitive rate. It’s an easy and risk-free way to give your savings a guaranteed lift.
Certificates of Deposit (CDs)
- Set aside for future savings goals
- Competitive, fixed interest rate for length of term
- Greater earnings than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- A wide range of terms available (from 3 months to 6 years)*
- Locked rate for length of term
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $1,000 minimum deposit to open**
*For additional information, refer to the Truth In Savings Disclosure, which will be provided at account opening. Early withdrawal penalties may apply based on the term of the Certificate of Deposit or IRA.
**35 month Step Up CD requires a minimum opening deposit of $25,000. The Step Up option is only available during the initial 35 month term of the account.