Saving money can be hard — make it easy with Kasasa Saver®, the low maintenance savings account you don't have to work hard at. Kasasa Saver takes care of the heavy lifting, thanks to automatic deposits of your monthly Kasasa® checking rewards. Best of all, there's no minimum balance required to earn the rewards and no monthly service fee. Just link the two accounts and relax — your part is done!

Details
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 1.00% APY* on balances up to $100,000
    • 1.00% to 0.63% APY on balances over $100,000 depending on balance in account*
    • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $25 minimum deposit to open

It's easy to qualify.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry.

Your account is still free. You'll also still earn our base interest rate on Kasasa Saver— and you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver with Kasasa Cash: *$25 minimum deposit is required to open the Kasasa Cash checking account and $25 minimum deposit is required to open the Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 04/20/2017. Reward Information: when your linked Kasasa Cash checking account qualifications are met during a Monthly Qualification Cycle (MQC), the following rewards will be distributed to your account(s) on the last day of the monthly qualification cycle:  Kasasa Saver: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn 0.25% APY, resulting in a range from 0.63% to 1.00% APY depending on the account’s balance. Kasasa Cash checking account: Balances up to $25,000 receive a non-compounding APY* of 3.01%; and balances over $25,000 earn a non-compounding APY* of 0.10%, resulting in a non-compounding range from 0.80% to 3.01% APY* depending on the account’s balance. Plus, your Kasasa Cash account will also receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the MQC in which you qualified.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account.  The Kasasa Cash checking account qualifications to be met during a Monthly Qualification Cycle are to have: 

(1) twelve (12) debit card transactions posted to your account, and;

(2) one (1) monthly Direct Deposit or ACH credit/debit posted to your account

When Kasasa Cash checking account qualifications are not met during a Monthly Qualification Cycle (MQC), Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash checking account: All balances earn a non-compounding APY* of 0.01% and ATM withdrawal fees are not refunded.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.  *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.  Limit one (1) account per social security number. A Kasasa Cash with Saver checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. The Kasasa Saver account has transaction limitations by regulation and does not allow more than six (6) withdrawals or transfers per calendar month. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Kasasa Saver with Kasasa Cash Back: *$25 minimum deposit is required to open the Kasasa Cash Back checking account and $25 minimum deposit is required to open the Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 04/20/2017. Reward Information: when your linked Kasasa Cash Back checking account qualifications are met during a Monthly Qualification Cycle (MQC), the following rewards will be distributed to your Kasasa Saver account on the last day of the monthly qualification cycle:  Kasasa Saver: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn 0.25% APY, resulting in a range from 0.63% to 1.00% APY depending on the account’s balance. Kasasa Cash Back Checking: receive 5.00% cash back on up to a total of $200 on debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per MQC. You will also receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the MQC in which you qualified.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account.  The Kasasa Cash Back checking account qualifications to be met during a Monthly Qualification Cycle are to have: 

(1) twelve (12) debit card transactions posted to your account, and;

(2) one (1) monthly Direct Deposit or ACH credit/debit posted to your account

When Kasasa Cash Back checking account qualifications are not met during a Monthly Qualification Cycle (MQC), Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash Back checking account: no cash back payments are made for debit card purchases and ATM withdrawal fees are not refunded.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.  Limit one (1) account per social security number. A Kasasa Cash Back checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. The Kasasa Saver account has transaction limitations by regulation and does not allow more than six (6) withdrawals or transfers per calendar month. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.