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Teach your kids that a dollar saved is a dollar ... earning interest! Open this account together — it just takes a minimum deposit of $20. You can even waive the quarterly service fee with a low $20 minimum balance. Plus, free mobile banking lets your teens check on their cash even while they're on the go. Which is a good thing — because they're always on the go.

Photo: Springfield Missouri Convention & Visitors Bureau
  • Available to young savers up to 18 years old
  • Interest-bearing account
  • Competitive interest rate paid quarterly (rate subject to change)
  • Avoid the $2.00 quarterly service fee by maintaining a $20 minimum daily balance for the quarter
  • 8 free debits/withdrawals per month; $3.00 fee for debit/withdrawals in excess thereafter*
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $20 minimum deposit to open
  • Federally insured by FDIC up to $250,000

*Transactions are limited by regulation. For specific account disclosures, please refer to the "Deposit Account Terms and Conditions," which will be provided to you at account opening.