With a payroll card, you can have your pay without the paycheck. It's a win-win. Employers save money by reducing the costs of paper paychecks while maximizing direct deposit participation. Employees don't have to worry about check cashing fees, and get a widely-accepted Visa® card at their disposal. And because the payroll card is reusable, wages are conveniently reloaded each pay period. Payroll cards are ideal for contracted, part-time, and unbanked employees.