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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of March 10, 2022, and are subject to change at any time without notice. Fees may reduce earnings.


Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
$0 - $25,000 $25 2.01% 2.01%
$25,000+ $25 0.10% 2.01% to 0.48%
All balances if qualifications not met $25 0.01% 0.01%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver* Learn More

Balance Rate APY
0 - $100,000 1.00% 1.00%
$100,000+ 0.25%

1.00% to 0.63%

All balances if qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH credit or ACH payment transaction post and settle

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate on Kasasa Saver— and you can get right back to earning your full rewards the very next cycle that you qualify.

Certificates of Deposit Learn More

CD / Compounding Frequency Rate APY Minimum to Open
3 month term/Quarterly 0.10% 0.10% $1,000
6 month term/Quarterly 0.20% 0.20% $1,000
12 month term/Semi-annual 0.45% 0.45% $1,000
SPECIAL: 13 month term*/Semi-annual 1.61% 1.62% $1,000
18 month term/Semi-annual 0.50% 0.50% $1,000
24 month term/Semi-annual 0.60% 0.60% $1,000
SPECIAL: 27 month term*/Semi-annual 2.27% 2.28% $1,000
36 month term/Semi-annual 0.70% 0.70% $1,000
48 month term/Semi-annual 0.70% 0.70% $1,000
60 month term/Semi-annual 0.70% 0.70% $1,000
72 month term/Semi-annual 0.80% 0.80% $1,000

Penalties may be assessed for early withdrawal - see disclosure for full details.

*APY = Annual Percentage Yield. Requirements include a minimum opening deposit of $1,000 with a maximum balance of $250,000 per person. Annual Percentage Yield APY accurate as of 05/03/2022. Rate subject to change without notice; see Truth-in-Savings for complete account disclosure. Penalty may be imposed for early withdrawal of funds. Fees could reduce earnings. The renewal rate for the 13-month term will be based on the 12-month board rate in effect at time of maturity; and the 27-month term will be based on the 24-month board rate in effect at time of maturity. This offer is good for a limited time only and may be withdrawn any time at the Bank's discretion. Consumer only. 

Individual Retirement Accounts Learn More

CD / Compounding Frequency Rate APY Minimum to Open
3 month term/Quarterly 0.10% 0.10% $1,000
6 month term/Quarterly 0.20% 0.20% $1,000
12 month term/Semi-annual 0.45% 0.45% $1,000
18 month term/Semi-annual 0.50% 0.50% $1,000
24 month term/Semi-annual 0.60% 0.60% $1,000
36 month term/Semi-annual 0.70% 0.70% $1,000
48 month term/Semi-annual 0.70% 0.70% $1,000
60 month term/Semi-annual 0.70% 0.70% $1,000
72 month term/Semi-annual 0.80% 0.80% $1,000

Penalties may be assessed for early withdrawal - see disclosure for full details.

Money Market Account Learn More

Balance Rate APY
$0 - $24,999.99 0.05% 0.05 %
$25,000 - $49,999.99 0.05 % 0.05 %
$50,000 - $99,999.99 0.05 % 0.05 %
$100,000 - $199,999.99 0.15% 0.15%
$200,000 & over 0.20% 0.20%